We were finally able to complete all the loan requirements.  As of this afternoon, the title has also been annotated. Yehey!  That means we will be able to get our loan proceeds within the week. Whew! Just in time for Jessica's party. Cool.  I need the money. hehe... Now, the next step, is to know when our amortizations will be due.  Dont want to have to request for foreclosure help from anyone. I mean, hubby and I pride ourselves in being independent individuals, its important to us that we stand by our commitments.  No matter what they may be.... 
Anyway, too early to think about such sad stuff.  Life is too short to be sad anyway.  Next step: Move out of the apartment and into our new home!

Diet supplements are the latest trend in today's market, not only locally here in the Philippines but as well as abroad.  It seems people, aside from turning into health-conscious individuals, have decided to allot into their budget vitamin supplements as well as diet pills to get to where they want to be health-wise.  And I don't blame them, frankly.  After all, with the needs of society, people barely have time to breathe, much less turn into gym-freaks and follow a strict gym schedule.  One such supplement is Fenphedra, a supplement containing various activators and some chemicals designed to make it an effective diet pill.  As always though, it says without speaking that prior to using this and any other supplement, one must always have a complete body work-up to ensure this won't affect the heart or cause any unnecessary ailments.  This is no exception.  Safe is always better than sorry.

Well, from that title, I obviously now have a new short term goal.  And with that, I have already scheduled my driving lessons.  I'm hoping this one will be effective and I will learn to drive very well soon.  I hope I can gain enough confidence in my driving skills to be able to go out by myself and drive.  But barring that, I think I would have to get an auto insurance quote soon, otherwise, I'd be more scared to bring the car even if I could.  Even if our car is automatic, I don't know if I can muster enough confidence to be able to drive.  Especially in the middle of the metro traffic.  I can probably drive during weekends and holidays, but probably I'd be scared to drive during the rush hours when each car is just inches away from the next.  Well.  We'll see where the driving lessons take me.

yey! at last I got the company issued laptop I've been waiting for.  I consider it the only thing that rewards what I have been handling for Nestle for the past few months.  Since June I have been handling more and more spends aside from what I actually handle and so I consider this at least a help for me in the times I'm not staying at my table, so at least I have enough access to be able to still do my work.  With the laptop issuance I'm also able to access work-related emails at home, which makes me thankful as well because of the sheer amount of emails I get daily.  Seriously, I'm quite happy with my new toy.  And at least I can rest a bit on wanting that new Mac I want. hehehe....

Finally!  We already got the title of the house.  Unfortunately we only got to hold it for a day at least because we gave the original title to the bank already to get the loan proceeds next week.  well, hopefully all will be well by next week already. we plan to move in by may 31 and hopefully everything will go well from there.  anyhow, yesterday jerome told me about this commercial real estate opportunity somewhere in batangas.  its a beach front property and one can actually put up a resort there.  It would cost around Php 600k.  Not bad for an investment in the future.  Well, too bad we can't afford it just yet, but I think its something to think about in the future.

With the recent updates on the title transfer and out moving out by May to our own house, I kinda got to thinking the rationale why the sellers of our house may have their own anxieties as well.  I am not saying I am fully understanding why there seem to be sudden changes given that we also have our own priorities, but one of the issues that might be scary from their end is that they will be starting with a new life, an entirely new one, and they are uncertain with their future in the US.  For one, I was looking at Corpus Christi real estate options, and though they are many, they may take some time to look at, and they are not even sure if they will get what they really want.  Sure real estate is a bit cheaper there these days with the recession and all, but who's to say what is good and what's not when you're a newcomer in a country, with only prayers and reason guiding you. and then there's no turning back because there is nothing to go back to here.

Scary.

i realize that when we finally move out, there is more to consider than before when we were renting, and decisions need to be made on more than a few things.  one would be security.  in as much as we got used to having a security guard within the premises, now the issue of ensuring the house's security would be solely ours.  Of course, we can only spend so much for it.  So much so that we probably won't resort to buying motion sensor lights anytime soon.  it may be a good idea but it won't make sense. haha... vigilance would probably most important to keep.  Well, I need to ensure we change locks as soon as we move in, including the gate locks.  That's the first in the list.  Don't worry I'll be thinking of more security measures in the coming days...

One of the first lessons taught to me during MBA, and which I greatly appreciate, is financial reporting.  Being an engineering student, accounting wasn't my language, and to some extent, while i thought it won't be a problem since I was never scared of numbers anyway, I appreciated the fact that with this subject matter, I was able to appreciate how a simple mathematical ratio could be interpreted to provide information on the financial situation of a company.  It was really an eye-opener course, and something that I realize I could use in the coming years, especially if and when I decide to put up my own business.

I just soooo love to digiscrap these days. true enough I might have like a hundred more to do if i want to digiscrap more pics of jess and possibly some more of my wedding pics, and right now I don't even have any more paypal money to download! hahahaha.... well, that's just the thing: an addict will always be an addict! and is there any
addiction treatment for digiscrapping addicts like me? i am not even sure if I really want to stop.  there's so much fulfillment in seeing my finished projects. and it does give me more reason to work on my projects.

Remember when people used those soft floppy disks? People had to be very, very careful because these disks were so vulnerable to data being destroyed.  Then came the harder-cased, smaller floppies, though these still cannot be trusted as much.  Then came CD's and DVD's, with the only sad thing about them being not as convenient because you would need CD or DVD writers.  What came out that is really a hit are the usb flash drives, which you can carry,  around anywhere.  What's so nice about it is that over the last few months the capacities of these flash drives have gone up to as much as 8GB!  and its bound to get better.  Truly, they are an innovation that won't be replaced too soon.